Money Management
NDSU is committed to making sure that students succeed throughout their college career and beyond. Therefore, financial literacy, as well as money and debt management education, is very important.
The NDSU Office of Student Financial Services has five main goals for our students:
- Understand how to budget and manage your personal finances;
- Adhere to sensible borrowing of student loans and understand your repayment obligations;
- Build credit without incurring credit card debt;
- Protect your identity;
- Create a money management plan to follow when you graduate.
To help you achieve the goals above, there is an abundance of information available online. Depending on your interests and learning style, you can search for resources that best fit your needs.
- National Student Loan Data System (NSLDS) to keep track of your loan debt and who your loan servicers are.
- Loan Calculator estimates what your monthely loan payment will be and determines the approximate salary you'll need to earn to afforably make the payment.
- Top 5 money saving tips for college students:
- Take advantage of free or inexpensive events on campus
- Comparison shop- generic products are very similar to brand names but at a fraction of the price
- Find a bank with totally free checking for students
- Buy used textbooks rather than new, if they're available
- Create a budget and stick to it
CASH COURSE | JUMP$TART COALITION |
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Are you interested in learning more about... Financial basics? Learn how to create a budget, choose the best checking account, understand your credit score, recover from identity theft, set financial goals and build an emergency fund. Paying for college? Find out more about grants, loans, scholarships, private aid and financing graduate school. College life? Read tips on handling peer pressure, living in the dorms, buying a car and studying abroad. World of work? Get educated on searching and applying for jobs, understanding taxes and insurance. Economic survival tips? Prepare for the future with tips on surviving an economic crisis, negotiation your rent, and finding work in a tough job market. Cash Course is a nationally endowed fund that provides free information calculators and worksheets at no cost to you. Their website has a wealth of information, so click the image below and get started! | Did you know that you can search the Jump$tart Coalition's clearinghouse for infromation for all ages in different languages, in nearly any format you wish? If you prefer an online game, simulation or training session as opposed to reading a book or pamphlet, this site is for you! By clicking on "Clearinghouse" in the blue bar on their home page, you can search for all kinds of information. Suggested topics include:
The Jump$tart Coalition for personal financial literacy works collaborativley with many organizations so that more resources and expertise are available to prepare youth for life-long successful financial decision making. Click the image below to get started! |
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