Debra Pankow (Ph.D., South Dakota State University)
Extension Family Economics Specialist
Office Phone: 701-231-8593
Email: Debra.Pankow@ndsu.edu

Core Area: Family Economics

Research Interests: Rural and women's financial issues; Teen financial literacy; Program outcomes and impacts.

Download: Publications and Grants

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Debra L. Pankow, Ph.D., Family Economics Specialist

Ph.D. 2002, Rural Sociology, South Dakota State University

M.S, 1987, Child Development and Family Science, North Dakota State University

B.S, 1974, Home Economics, North Dakota State University

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ACADEMIC AND PROFESSIONAL APPOINTMENTS

1988 - present: Cooperative Extension Service, Department of Child Development and Family Science, NDSU

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RESEARCH INTERESTS

Welfare Reform

Retirement Planning

Teen Financial Literacy

Quality of Life Issues

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PUBLICATIONS

Selected Journal Articles

Mammen, S., & Pankow, D. (1990). Economic Contributions of North Dakota Farm-Wives. North Dakota Farm Research Journal. Extension Family Economics Publications

HE222 Family Money Manager (1998) *

HE223 Household Inventory Sheet (1997)*

HE241 To Buy or Rent? The Choice (1993)*

HE242 Shopping for a New or Reduced Term Mortgage (1993)*

HE247 Money in our Children's Hands (1990)*

HE258 Taking Charge of Family Finances Saving and Investing Today...for Tomorrow (1995)*

HE260 Credit - Using It Wisely (1993)*

HE273 The Bankruptcy Alternatives (1998)*

HE274 What to do When Your Income Drops (1991)*

HE275 Ins and Outs of Individual Retirement Accounts (1997)*

HE440 Taking Charge of Family Finances How Much Should we Spend? (1995)*

HE451 What to Look for in a Financial Professional *

HE445 Family Records: What to Keep, Where and for How Long (1998)*

HE446 Inventory of Important Family Records (1993)*

HE452 Taking Charge of Family Finances - Managing Farm Family Finances (1996)*

HE486 Appliance EXTRA! The Real Cost of Rent-to-Own (1991)*

HE494 Decisions for Health in North Dakota: Advance Directives and Informed Health Care Consent (1994)*

HE515 Decisions for Health Care in North Dakota Understanding Health Insurance and Disability Income Insurance (1993)*

FE551 Estate Planning in North Dakota: The Basics Part : Getting Started (1995)*

FE552 Estate Planning in North Dakota: The Basics Part 2: Federal Gift and Estate Taxes (1995)*

FE553 Estate Planning in North Dakota: The Basics Part 3: Wills and Probate (1996)*

FE554 Estate Planning in North Dakota: The Basics Part 4: Trusts (1995)*

FE555 Estate Planning in North Dakota: The Basics Part 5: Gifts, Life Insurance and Annuities (1995)*

FS577 Making Ends Meet in North Dakota (1998)

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Book Chapters

Light, H., Pankow, D., & Saxena, D. (2008). Home Economics (Family and Consumer Sciences), Entry in the Encyclopedia of Rural America: The Land and People, 2nd edition. Edited by Gary A. Goreham. Millerton, NY: Grey House Publishing, 2008. (For more information, see http://www.greyhouse.com/rural.htm)

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Peer Reviewed Publications

Bjelde, K., Chromy, B., & Pankow, D. (2008). Casino Gambling Among Older Adults in North Dakota: A Policy Analysis. Journal of Gambling Studies

Pankow, D. & O´Neill, B. (2008). eXtension Financial Security for All: A Community of Practice to Increase Financial Literacy. Journal of Extension, 46, 3.

O'Neill, B., Schuchardt, J., Pankow, D. Porter, N., Seiling, S., Branch, J. & Miller, J. (2007). eXtension: A High Tech Resource for Improving Financial Security. ACCI Consumer Interests Annual. The proceedings of the 53rd annual conference April 18-21, 2007 (St. Louis, MO).

Pankow, D. (2006). Using a Simulation to Raise Awareness of Issues Faced by Limited Resource Audiences. The Forum for Family and Consumer Issues June 2006, Vol. 11, No. 1.

Gorham, E., Bankston, J., & Pankow, D. (2004). Motivation for Getting Legal Papers in Place. In the Proceedings for Western Family Economics Association. Honolulu, HI, October 2004.

Bishoff,M.C., Gorham, E.E., Pankow, D.L., & Healy, B. (2004). Legally secure your financial future: Organize, communicate, prepare. In the Proceedings of the Association of Financial Counseling and Planning Educators. Denver, CO<, November 17-20.

Pankow, D.L., Enevoldsen, B.E., & Gorham, E.E. (2001). Retirement preparation of North and South Dakota farm/ranch households. Family Relations and Human Development/ Family Economics and Resource Management Biennial, 4.

Brotherson, S. E. & Pankow, D. L. (2000). Pulse of the Prairie: An evaluation of an outreach event supporting rural families. The North Dakota Journal of Human Services, Vol. 3(1) 28-35.

Mammen, S. & Pankow, D. (1990). North Dakota farm women contributions. North Dakota Farm Journal, Fall 1990.