Content | Navigation |

Protecting Your Credit

 

 

Placing a Fraud Alert

A fraud alert, when placed on your credit file, alerts creditors to watch for unusual or suspicious activity in any of your accounts, e.g., someone trying to open a credit card account in your name.

If you want to place a fraud alert, contact one of the three major credit reporting agencies.

After you place a fraud alert, you will receive confirmation letters from credit reporting agencies with instructions on how to order free credit reports. If you find anything that looks wrong or suspicious, or that you don't understand in a credit report, call the credit agency at the telephone number listed on the credit report.

Placing a Security Freeze

A security freeze means that your credit information cannot be shared with potential creditors. If your credit card information is frozen, even someone who has your name and Social Security Number would probably not be able to get credit in your name. For more information on how to place a security freeze, please go to the Office of the N.D. Attorney General's web site at http://www.ag.nd.gov/CPAT/SecurityFreeze.htm.

You will find information, instructions and forms for placing a security freeze on your credit information.

Equifax
1-888-766-0008
Consumer Fraud Division
P.O. Box 740256
Atlanta, FA  30374
www.equifax.com

Experian
1-888-397-3742
Credit Fraud Center
P.O. Box 1017
Allen, TX  75013
www.experian.com/fraud

TransUnion
1-800-680-7289
Fraud Victim Assistance Department
P.O. Box 6790
Fullerton, CA  92834
www.transunion.com

 

 


Student Focused. Land Grant. Research University.

Follow NDSU
  • Facebook
  • Twitter
  • RSS
  • Google Maps

Provide footer content in Storage > FOOTER1

Last Updated: Thursday, June 11, 2009