Health Insurance for International Students
Health care in the United States is expensive and the individual is responsible for paying the medical costs. The government does not pay for it. Having health insurance protects the individual by helping pay the medical expenses if he/she should become ill or be involved in an accident. For these reasons, all international students studying in North Dakota are required by the North Dakota University System (NDUS) to purchase the North Dakota state-mandated health insurance policy.
For the Spring 2014 semester, please note:
The North Dakota University System has secured a new health insurance plan for students through United Healthcare, which will start immediately upon the ending of BCBS coverage, which means a start date of 1 January 2014. The System, under recommendation of the Student Affairs Council, and upon advice of System counsel, has negotiated a blended rate for the period of 1 January 2014 – 15 August 2014, with a calculated premium to equal $1,212 per person. Based upon a maximum out-of-pocket expense of $5,000 for in-network care, each covered student’s dependent(s) would need to pay an additional $1,232 for coverage during the same period. There is no cap on the blended rate for large families.
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Updates on the ND Student Blue health insurance policy in effect through December 31, 2013
Questions about your new policy? If you are a new student for Fall 2013, your policy coverage began on August 1, 2013. Please contact the Blue Cross Blue Shield of North Dakota Member Services line at: 1-877-585-7551 if you have questions about coverage.
Insurance Waivers or Refunds for U.S. Permanent Resident (greencard) holders or US Citizens: Please drop off a copy of your Permanent Resident Card at the OIP in Memorial Union 116 and any charge on your account will be removed.