Health Insurance for International Students
Health care in the United States is expensive and the individual is responsible for paying the medical costs. The government does not pay for it. Having health insurance protects the individual by helping pay the medical expenses if he/she should become ill or be involved in an accident. For these reasons, all international students studying in North Dakota are required by the North Dakota University System (NDUS) to purchase the North Dakota state-mandated health insurance policy.
For the Spring 2014 semester, please note:
The North Dakota University System has secured a new health insurance plan for students through United Healthcare, which will start immediately upon the ending of BCBS coverage, which means a start date of 1 January 2014. The System, under recommendation of the Student Affairs Council, and upon advice of System counsel, has negotiated a blended rate for the period of 1 January 2014 – 15 August 2014, with a calculated premium to equal $1,212 per person. Based upon a maximum out-of-pocket expense of $5,000 for in-network care, each covered student’s dependent(s) would need to pay an additional $1,212 for coverage during the same period. There is no cap on the blended rate for large families.
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Two-Payment Option for Health Insurance Approved
We are pleased to announce that the North Dakota University System (NDUS) chancellor has approved a one-time exception to allow international students to pay the health insurance charge for the Spring 2014 semester in two separate installments.
The insurance charge for the Spring 2014 semester is $1,212. This provides insurance coverage for 7.5 months, for the period of January 1 – August 15, 2014.
This means that NDSU international students will not need to pay the entire premium amount by the 6th week of classes. The minimum due by the 6th week of class is half of the new premium. As long as at least half of the premium is paid by the first payment deadline, enrollment at NDSU will not be cancelled. The second half of the premium is due by the 11th week of class; otherwise, your enrollment will be cancelled.
We want to emphasize that the $1,212 will still be owed in full. This installment plan is meant as a one-time option to pay the full amount in two portions. We hope this will help alleviate the burden of having to pay a large sum at once, and give you a little more time to collect your funds.
Consequences of Non-Payment
Monday, February 17, 2014
Non—payment of first half of premium will result in enrollment cancellation
The second half ($606) will then be due no later than the 11th week of classes.
Monday, March 24, 2014
Non-payment of second half of will result in enrollment cancellation
- If you are able, we encourage you to pay more than the $606 by the first deadline. If you find it more convenient, you can make a first payment larger than $606 or even a full payment of $1,212.
- Student who fail to pay the required installment of premium prior to the stated deadlines will have their enrollment cancelled. Please remember that this will have a negative consequence on your immigration status.
NEW: Updates on the new insurance plan through UnitedHealthcare StudentResources (UHCSR), starting January 1, 2014
International Students will be automatically enrolled by the NDSU Office of International Programs. Students will receive an email from UnitedHealthcare when their ID card is ready to be downloaded.
"My Account" Message Center - instructions
Customer Service: 1-877-433-6667
Please note the plan utilizes the "UHC Options PPO" network. Click here for an excel list of in-network providers by city in North Dakota.
- Spring 2014 Waiver Information
- The deadline to request a Spring 2014 waiver was January 28. Please click here for more information on waivers.
- Insurance Waivers or Refunds for U.S. Permanent Resident (greencard) holders or US Citizens: Please drop off a copy of your Permanent Resident Card or U.S. Passport at the OIP in Memorial Union 116 and any charge on your account will be removed.
Updates on the ND Student Blue health insurance policy in effect through December 31, 2013
Questions about your new policy? If you were a new student for Fall 2013, your policy coverage began on August 1, 2013 and will end on December 31, 2013. Please contact the Blue Cross Blue Shield of North Dakota Member Services line at: 1-877-585-7551 if you have questions about coverage.