Protect Personal Information
When it comes to identity theft, college students are some of the hardest hit. According to Javelin Strategy and Research, the 18 to 24 demographic has the highest risk for identity theft. Not only that, the average individual from that demographic took 132 days to detect and report the fraud.
It’s simple…if possible, do not to share personal information. Simple things like giving a password to a friend, providing your Social Security Number where unnecessary, or leaving personal documents lying around can increase your chance for identity theft. To catch theft before it goes too far, check your bank and credit accounts regularly and report any suspicious activity immediately. While identity watch services are available, the monthly fees may not fit into your budget. Instead, make sure you pay close attention to your accounts and order a free credit report from all three of the reporting bureaus annually.