Payment Information
Borrowers are encouraged to enroll in recurring ACH payments. These are automatic withdrawals taken each month on a specified date from the borrower's specified bank account. By enrolling in direct payments you reduce the likelihood that you will miss a payment. To enroll please complete the ACH Authorization through your ECSI Borrower Portal or you can call Educational Computer Systems, Inc.'s Loan Servicing number at 1-888-549-3274.
| PAYMENT TYPES | TIME TO POST | FEE |
|---|---|---|
| Recurring ACH Payment | Posts by the selected date | $0.00 |
| eCheck | Posts Within 24 hours | $1.95 |
| Online Debit or Credit Card | Posts Within 24 hours | 3.95% plus $1 |
| Debit or Credit Card by Phone 888-549-3274 |
Posts Within 24 hours | 3.95% plus $10 |
| eCheck by Phone 888-549-3274 |
Posts Within 24 hours | $11.95 |
| Mail Check or Money Order -Include Student ID Number |
48 to 72 hours from date received | $0.00 |
* DO NOT SEND CASH in the mail
- Payments are due by the first day of each month. If your payment is not received by the 10th of the month your account will be assessed a late charge.
- Payments returned due to incorrect or closed account status or due to non-sufficient funds will result in the reversal of the payment from the account as well as the assessment of a $15 NSF fee charged to the account.
- Billing statements are mailed from ECSI or you can request online statements through the ECSI Borrower Portal. If an account becomes 9 months or more past due billing notices will only be available online through the ECSI borrower portal.
- Please return the remittance slip with mailed payments to ensure that the credit is applied to the correct account.
- If you lose your statement you may send your payment directly to:
- North Dakota University System A5
- C/O ECSI
- P.O.Box 1287
- Moon Township, PA 15108
- You will need to provide your full name and either your Heartland Key, Student ID Number or the last 4 digits of your social security number.
- If you lose your statement you may send your payment directly to:
- Please contact ECSI at 1-888-549-3274 if your financial situation will result in a late or missed payment. In many cases we can work with borrowers to avoid loan Default.