Health Insurance for International Students

Health care in the United States is expensive and the individual is responsible for paying the medical costs. The government does not pay for it. Having health insurance protects the individual by helping pay the medical expenses if he/she should become ill or be involved in an accident. For these reasons, all international students studying in North Dakota are required by the North Dakota University System (NDUS) to purchase the North Dakota state-mandated health insurance policy.

International Students will be automatically enrolled by the NDSU Office of International Student and Study Abroad Services on a semester basis as they continue to be enrolled at NDSU. Students will receive an email from UnitedHealthcare when their ID card is ready to be downloaded.

Important Enrollment Information

Below please find the health insurance rates for this academic year. 

International students will be charged on their student account upon enrollment in NDSU classes.

You are enrolled in the policy on a semester-by-semester basis. Students pay once in the Fall semester, and then once in the Spring semester which covers both Spring and Summer combined. The ISSAS office communicates with all students regarding the instructions for enrollment in the policy - the ISSAS office facilitates the process for you by sending names on a list to UnitedHealthcare StudentResources.

You are required to pay the premium to your campus, in full, no later than the end of the sixth week of a regular fall or spring term. (See NDUS Procedure 505 for more information). The amount is charged on your NDSU student account. If you have a spouse and/or dependent(s) whom you wish to enroll, their premium must be paid directly, in full, to UnitedHealthcare once enrollment is finalized.

For more information, please see the following information on the NDUS website:

Enrollment by type of student

New Fall students will have coverage beginning August 16th of each year.

New Spring students will have coverage beginning as of January 1 of each year. 

Continuing students enrolled at NDSU will have no gap in coverage and their policy will continue through onto each semester and/or academic year.

A note for graduating students: Students who graduate in December will have coverage through December 31 of the year in which they graduate. Students who graduate in May or August will have coverage through August 15th of the year in which they graduate.

Contact Information for UnitedHealthcare StudentResources

Contact UnitedHealthcare
Customer Service: 1-877-433-6667

Health Insurance Rates for 2020-21 and Payment Deadlines

Health Insurance Rates for the 2020-21 Academic Year: $1,978 annual cost
SemesterAmount Payment Deadline
Fall 2020
Dates of coverage: August 16 - December 31

September 9th payment deadline (same deadline for payment of tuition/fees)

Payment officially due no later than September 30th
(by the end of the 6th week of the semester as per NDUS policy)

Spring 2021/Summer 2021 combined
Dates of coverage: January 1 - August 15

January 27th payment deadline (same deadline for payment of tuition/fees)

Payment officially due no later than February 17th
(by the end of the 6th week of the semester as per NDUS policy)

Waivers for students in other Non Immigrant Statuses not Required to Purchase Insurance

If you are a student in another visa status (such as H-1B/H-4, TN/TD, K, or any other non-immigrant visa status), please complete the following electronic form. You will be asked to also submit a copy of your immigration documentation (I-797 approval notice, visa, and/or I-94 record).

    Click here to access the form.

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