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Faculty member quoted in WalletHub story

Photo of Carrie Johnson

Carrie Johnson

Carrie Johnson, Extension specialist and associate professor of human development and family science, was one of 53 faculty members from around the country to be quoted in a recent story on

The story, “Gas Credit Cards: WalletHub makes it easy to find the best gas card for you,” gave expert advice on how to select the right card.

Johnson responded to three questions:

• What types of people should consider applying for a gas rewards credit card?

• How much higher of a gas rewards earning rate do you think is needed to warrant committing to a particular gas station chain?

• Does it make sense to get a gas rewards credit card when gas prices are low?

Johnson’s advice included, “With any credit card, it is important to pay the balance in full each month. A gas rewards card can offer a nice benefit for individuals who purchase gas, but if a balance is carried and interest/fees are charged, the benefits may not be worth the extra expense. People who do not have the money or discipline to pay off the balance probably should not get a gas rewards credit card just to save money on gas purchases.”Johnson joined the NDSU faculty in 2016. She earned her bachelor’s degree at Dakota State University, Madison, South Dakota; master’s degree in family and consumer sciences from South Dakota State University, Brookings; and doctorate in family and consumer science education at Iowa State University, Ames.

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