Summer Financial Aid

Students who enroll in classes for the 2022 summer semester and have a 2021-22 Free Application for Federal Student Aid (FAFSA) on file at NDSU will automatically be evaluated for financial aid eligibility. No separate financial aid application is required.

We will begin emailing financial aid offers to NDSU email addresses at the end of April. To ensure maximum eligibility, students should register for all of their classes on the same day.  Please direct any questions to NDSU One Stop at or call them toll free at 1-866-924-8969 or locally at 701-231-6200.

If you are enrolled for the 2022 summer semester and have submitted a 2021-22 FAFSA but have NOT received an email regarding your award offer, please click here.

Summer School Financial Aid Information

Summer is considered the final semester of the academic year and is based on information from the 2021-22 Free Application for Federal Student Aid (FAFSA). The summer semester is comprised of the student's combined enrollment from May 17, 2022 through August 5, 2022. A separate summer financial aid application is no longer required. It is imperative that you expand each section below and read it in its entirety so that you understand the summer financial aid process.

2022 Summer Sessions
4-week session 1: May 17 - June 10
4-week session 2: June 14 - July 8
4-week session 3: July 12 - August 5
6-week session 1: May 17 - June 24
6-week session 2: June 28 - August 5 
8-week session 1: May 17 - July 8
8-week session 2: June 14 - August 5
12-week session May 17 - August 5

Summer Enrollment Requirements

For financial aid purposes, enrollment requirements* for the summer semester are outlined in the chart below.

Financial Aid Enrollment Undergraduate or Professional Pharmacy Credit Hours Graduate Credit Hours
Full-time 12+ credits 9+ credits
3/4-time 9-11 7-8
1/2-time 6-8 5-6
Less than 1/2 time 1-5 1-4

Students enrolled less than half time in credits for cooperative education, certain internship programs, pharmacy rotation or pharmacy learning experience (355 or 455) may be considered full time for financial aid purposes.

*The credit requirements above differ from those set by Registration and Records, Customer Account Service and the Graduate Office listed here: 

Example: An undergraduate student enrolled in 5 summer credits is considered half time for registration purposes, and less than half time for financial aid purposes. Federal Direct Loans, Federal Year-Round Pell Grants, and some private student loans require half-time enrollment which is 6 or more credits for undergraduate or professional pharmacy students and 5 or more credits for graduate students.

Additional Summer Financial Aid Information 

Summer Grants

Grant aid is available to undergraduate students only, including those classified as P.5 in the professional pharmacy program.  At this time, we anticipate the following grants will be available for the 2022 summer semester:

  1.   Federal Pell Grant
    • Option 1: “Remaining” Federal Pell Grant funds
      Students who were not enrolled full time for the 2021 fall and/or 2022 spring semesters may have remaining eligibility from the 2021-22 academic year scheduled Federal Pell Grant award.
      • Half-time enrollment is not a requirement to receive remaining Federal Pell Grant funds.
    • Option 2: “Additional” Federal Pell Grant funds also referred to as Year-Round Pell
      Student who received 100% of their scheduled Federal Pell Grant award during the 2021-22 academic year may be eligible for additional Federal Pell Grant funds for the summer semester.
      • Half-time enrollment (6+ credits) as of the financial aid census date is required.  For more information see the Financial Aid Census Date section below.
      • Class attendance/participation must be documented by the instructor or any Year-Round Pell Grant funds you receive must be repaid immediately.
      • Review the examples in the additional Year-Round Pell Grant section below.
  2.  North Dakota State Grant
    • Students who graduated from a North Dakota high school and meet other requirements may be eligible for a ND State Grant for the summer semester.
    • Must be enrolled for a minimum of 3 credits.   
    • Funds are limited and eligibility is determined by the North Dakota University System Office in Bismarck. 
  3.  TEACH Grant
    • The Teacher Education Assistance for College and Higher Education (TEACH) Grant program is for students who intend to teach full time in an elementary or secondary school that serves students from low-income families for at least four of the eight years after their degree completion.
    • Students who would like to apply for the TEACH Grant may complete the form and submit to NDSU One Stop.

Additional Year-Round Pell Grant

An eligible student may receive a Federal Pell Grant for the 2022 summer semester even if the full scheduled Federal Pell Grant was received during the 2021-22 academic year (fall and spring).  Year-Round Pell Grant allows students to receive up to 150 percent of a regular grant award over the course of the fall, spring and summer semesters so that students taking classes in the summer may finish their degree faster.  Any Federal Pell Grant funds received during the summer semester are included in determining the student’s Federal Pell Grant duration of eligibility (up to 12 full-time semesters) and Lifetime Eligibility Used which is the equivalent of roughly six years.

To be eligible for the additional Year Round Pell Grant, students must:

  • Be otherwise eligible to receive Federal Pell Grant funds based on the 2021-22 FAFSA; and
  • Be enrolled at least half time (6 credit hours) during the summer semester; and
  • Be meeting the standards of Satisfactory Academic Progress (not on financial aid disqualification); and
  • Not have a bachelor’s degree.
Year Round Pell Grant Examples
  • Semesters attended – Fall, Spring and Summer
  • Scheduled Federal Pell Grant award for 2021-22 academic year = $6195
Semester Attendance Award
2021 Fall Full Time (12+ credits) $3098
2022 Spring Full Time (12+ credits) $3097
2022 Summer Half Time (6-8 credits) $1549

  • Semesters attended – Fall, Spring and Summer
  • Scheduled Federal Pell Grant award for 2021-22 academic year = $6195
Semester Attendance Award
2021 Fall  Full Time (12+ credits) $3098
2022 Spring Full Time (12+ credits) $3097
2022 Summer Full Time (12+ credits) $3097

  • Semesters attended – Fall, Spring and Summer
  • Scheduled Federal Pell Grant award for 2021-22 academic year = $6195
Semester Attendance Award
2021 Fall  Full Time (12+ credits) $3098
2022 Spring Full Time (12+ credits) $3097
2022 Summer Less than Half Time (1-5 credits) $0

  • Semesters attended - Spring and Summer
  • Scheduled Federal Pell Grant award for 2021-22 academic year = $5670
Semester Attendance Award
2021 Fall Not Enrolled $0
2022 Spring Full Time (12+ credits) $3098
2022 Summer 3/4 Time (9-11 credits) $2323

Summer Loans

Federal and private student loans are available to undergraduate, graduate and professional pharmacy students who qualify. Parents interested in borrowing a loan on the student’s behalf may apply for the Federal Direct PLUS Loan. The following loan programs will be available for the 2022 summer semester:

1. Federal Direct Loans

A Federal Direct Loan may be subsidized, unsubsidized, or a combination of both.  This loan does not require a credit check or co-signer, and typically has a lower interest rate than private student loans. Eligibility requirements for Federal Direct Loans include:

  • Half-time enrollment or equivalent (6 or more credits for undergraduate and professional pharmacy students and 5 or more credits for graduate students); and
  • Have remaining annual eligibility from the 2021-22 academic year based on grade level as shown below; and 
  • Have not reached the aggregate/lifetime Federal Direct Loan borrowing maximums as shown below:


Grade Level Dependent Independent
Freshman (0-26 credits) $5,500 $9500
Sophomore (27-89 credits) $6,500 $10,500
Junior (60-89 credits) $7,500 $12,500
Senior (90+ credits) $7,500 $12,500
Graduate Student N/A $20,500
Professional Pharmacy N/A $37,167


Dependent Undergraduate Students - $31,000
Independent Undergraduate Students - $57,500
Graduate Students - $138,500
Professional Pharmacy Students - $224,000

Example: Jeanne, a dependent sophomore (27-59 credits), can receive $6,500 per year in the Federal Direct Loan program. If she borrowed $3,000 during each of the fall and spring semesters, she would have $500 remaining for the summer, providing she enrolls for at least 6 credits. Additionally, if she earns enough credits during the spring semester to advance to a junior grade level (60-89 credits), she would be eligible for an additional $1,000 for the summer semester.   

2. Private Student Loans

Private student loans are non-federal, interest-bearing loans through private lenders that typically require a co-signer with good credit. A credit check is performed by the lender, and if pre-approved, the application is forwarded to NDSU to certify eligibility for the amount requested. Private student loans are generally more expensive than federal student loans, and usually have a higher interest rate. Please refer to the chart here for a summary of the main differences between federal and private student loans.

  • There are a variety of private student loans available. New applicants are encouraged to use the FASTChoice loan comparison tool to help choose the loan program that best suits their needs. Students who have previously borrowed a private loan are advised to use the same lender when possible to avoid repayment to multiple lenders. 
  • The maximum loan amount cannot exceed the student’s educational costs for the summer semester less other financial aid resources.
  • Approved private student loans have a mandatory holding period of up to 8 business days before loan funds can be released to NDSU. During this time, the borrower may exercise their right to cancel the loan. The approximate time from application to disbursement of a private student loan is 3-4 weeks.
  • Some lenders will borrow to students who are enrolled less than half-time, are non-degree seeking or not meeting the required standards of Satisfactory Academic Progress. FASTChoice can identify lenders with the features that are important to you and your co-signer.

Summer Employment

Federal Work-Study will not be available for the 2021 summer semester.

Financial Aid Census Date

NDSU Financial Aid and Scholarships establishes a "census date" each semester to determine a student’s enrollment status for disbursing financial aid. For the 2022 summer semester, the census date is June 20, 2022 at 11:59 p.m.  At that time, a snapshot is taken of the student’s enrollment, and financial aid is adjusted for those whose aid was based on a different number of credits than the census date enrollment. The census date for anyone who initially registers for classes after 6/20/22 will be same date the financial aid offer is posted to Campus Connection.

  • Credits added after the census date will not be considered for an increase in any summer grant.
  • Federal loans are not subject to the census date and may be awarded if the addition of credits results in the student reaching half-time enrollment. The student must contact NDSU One Stop to request the addition or increase of a loan when adding credits after the census date.   

Example: Bob is a junior who registers for 12 credits (full time) on 5/10/22 and subsequently receives a financial aid offer based on full-time enrollment. He drops 2 classes on 6/14/22 so his enrollment on the census date of 6/20/22 at 11:59 p.m. is 6 credits (half time). After census, his cost of attendance will be updated to reflect 6 credits of enrollment instead of 12 and his financial aid award will be reduced accordingly. 

Financial Aid Disbursement

Please refer to the information below to determine the expected date summer aid will disburse (be applied to the student’s NDSU billing account).

Earliest Date Financial Aid Will Disburse June 22, 2022
All enrollment requirements must be met before disbursement will occur.
Remaining Federal Pell Grant Once 1 credit of coursework begins
Additional Federal Pell Grant Once 1 credit of coursework begins as long as enrollment is 6+ credits
North Dakota State Grant After 3 credits of coursework begins
TEACH Grant After 1 credit of coursework begins
Federal Direct Loan Once 1 credit of coursework has started, as long as the student is enrolled for 6 undergraduate/professional pharmacy or 5 graduate credits
Private Loan Enrollment requirements vary. Students should contact the lender directly for enrollment criteria
Federal Pell Grants
  • Class attendance/academic activity is required and documented for all Federal Pell Grant recipients.
  • Dropping classes, even before they have begun, can affect your Federal Pell Grant amount. Please contact Bonnie at 701-231-7536 to discuss possible implications prior to dropping any classes if you have been awarded a Federal Pell Grant.   
Federal Direct Loans
  • First time borrowers must have completed Entrance Counseling and the Annual Student Loan Acknowledgement requirements and have signed a Master Promissory Note at before funds will disburse.
  • Students who received the full annual loan award during the 2021-22 academic year will be notified if they become eligible for a summer loan as a result of advancing a grade level after completion of the spring semester. This applies only to students enrolled for 6 or more credits who advance from a freshman to sophomore grade level, or from a sophomore to junior grade level. 
  • Students should review their scholarship notification or contact the funding department or external agency for specific enrollment requirements.

EXAMPLES: How Enrollment Changes Impact Financial Aid

Jim registered on 4/10/22 for three classes (9 credits) including one 3 credit class in the 12-week session and two 3 credit classes in the second 8-week session.  His financial aid offer is as follows:

Federal Direct Loan $1,000
ND State Grant $825
Additional Year Round Pell Grant $1,000

On the financial aid census date of 6/20/22 at 11:59 p.m., Jim’s enrollment shows that he dropped one of the courses he was enrolled in during the second 8-week session. His enrollment is now 6 credits total, one class in the 12-week session and the other in the second 8-week session.   Jim’s financial aid is revised as follows:

Federal Direct Loan $1,000 (no change in amount, loan will disburse after 8-week session begins)
ND State Grant $550 (pro-rated at half-time status rather than 3/4 time)
Additional Year Round Pell Grant $750 (adjusted based on half-time enrollment rather than 3/4 time)

Important Dates

Summer awarding of financial aid begins for eligible enrolled students with a 2021-22 FAFSA on file:  April 25, 2022

  • If possible, students are encouraged to register for ALL summer classes on the same day.

NDSU Bookstore allows summer book charges beginning mid-April, 2022.

Census Date for summer enrollment:  June 20, 2022 at 11:59 p.m.

Financial Aid Disbursement: Begins June 22, 2022 and varies based on enrollment requirements and the start date of the student’s classes. For details, refer to the Financial Aid Disbursement section above.

2021-22 FAFSA Deadline: June 30, 2022

Important Student Reminders

  1. To ensure you are considered for maximum financial aid eligibility, register for ALL of your summer credits on the same day.  Partial registration followed by adding classes later could result in not being awarded the maximum grant aid, if you are eligible. 
  2. Check your NDSU email regularly. Official notifications from our office will be sent via email whenever possible.
  3. Federal Pell Grant awards are based on remaining eligibility from the 2021-22 academic year, and/or additional Year Round Pell Grant eligibility for undergraduate students enrolled at least 6 credits.
  4. Dropping below half-time enrollment prior to disbursement of financial aid may result in becoming ineligible for all non-disbursed aid. Additionally, if class attendance is not established, you will have to repay any Federal Pell Grant funds that were disbursed to you.
  5. If you register for summer classes and decide not to attend, notify NDSU One Stop immediately to begin the official withdrawal process.
  6. If you withdraw to zero credits prior to the 60% point of the summer session(s) you are scheduled to attend, you may owe a repayment of financial aid funds to the programs from which they were awarded.
  7. Failure to officially withdraw may result in the receipt of failing grades and you may owe a repayment of financial aid funds to the programs from which they were awarded, thus owing a debt to NDSU and resulting in disqualification from future financial aid.
  8. Standards of Standards of Satisfactory Academic Progress apply to all semesters, including summer.  Please be sure to read the complete policy.
  9. The cost of room and board (rent/food) and miscellaneous expenses cannot be included in the cost of attendance for students who are enrolled less than half time during the summer.  This means that federal, state or private aid cannot be used for housing, food or miscellaneous expenses if you are an undergraduate enrolled for less than 6 credits or a graduate student enrolled in less than 5 credits for the summer semester.